It’s good to retire in North Carolina, especially in Harrisburg, NC. This city has an affordable cost of living, mild year-round climate, close proximity to Charlotte’s amenities, a strong sense of community, good access to outdoor recreation, and great senior living options, such as TerraBella Harrisburg.
According to Neilsberg, North Carolina’s population of people over 65 is 16.88%, which is slightly higher than the nationwide population of 16.84%. You’ll find a nice proportion of seniors here, and that’s no accident; there are many nice things about this state.
If you want to retire in North Carolina, then you’ll find yourself in good company. But where exactly should you go? Harrisburg, NC, should be a city that’s at the top of your list.
Is It Good to Retire in North Carolina?
Yes, it’s definitely good to retire in North Carolina! The main points that attract seniors to this state are:
- Balanced cost of living
- Mild climate
- Diverse lifestyle options
So if you were interested in low-cost-of-living states, you’ve got it with North Carolina. In addition, there are varying geographies, from scenic mountain towns like Asheville to vibrant cities like Raleigh. You can enjoy outdoor activities, such as hiking and boating.
As far as NC retirement benefits go, there’s a moderate tax policy in this state, so that can help stretch your retirement fund.
Lastly, you’ll get great access to high-quality healthcare systems. This, in combination with the slower pace of life, makes North Carolina an outstanding state for retirees.
Is North Carolina Cold in the Winter?
Weather Spark says that average temperatures in the winter can range from 22°F to 70°F. On the other hand, average temperatures in the summer range from 65°F to 96°F.
As you can see, for the most part, the state experiences mild weather all year long. This makes it easy for older adults to stay active, especially if they have conditions like seasonal affective disorder (SAD).
Is Harrisburg a Good Town to Retire In?
Retirement in Cabarrus County can be good for older adults, especially if they choose Harrisburg. It’s one of the best retirement towns in NC, and here’s why.
Affordable Cost of Living
BestPlaces shows that Harrisburg has a cost of living that’s 4.3% lower than the US average. It’s 5.2% higher than the North Carolina average, but overall, you’re still saving money in this city.
The housing costs here are reasonable. And if you want to own property here, the property taxes are lower than the national average.
Mild Year-Round Climate
Like most of North Carolina, Harrisburg has a mild year-round climate. You’ll still get four seasons here, but without the extreme temperatures found in northern states.
The winters are generally mild in Harrisburg, with little snow. The summer is warm and ideal for outdoor activities, as are spring and fall.
Close Proximity to Charlotte’s Amenities
Charlotte is just 20 minutes away, so you can easily access the city’s:
- Top-rated healthcare centers
- Shopping centers
- Entertainment
- Dining
Once you’re done, you can quickly return to the quieter pace of small-town living in Harrisburg. This location truly offers the best of both worlds!
Strong Sense of Community
Harrisburg is known for its friendly, small-town atmosphere, and there’s a strong community spirit here. It’s easy to get involved through:
- Local events
- Volunteer programs
- Recreational activities
In addition, there are local parks and community centers that are fantastic gathering spots. You’ll find connection and comfort in this close-knit city.
Good Access to Outdoor Recreation
Active retirees will be pleased to know that there are many opportunities in Harrisburg for outdoor recreation. There are several parks and walking trails, as well as green spaces.
Examples include:
- Harrisburg Park
- Rocky River Greenway
- Lake Norman
- Uwharrie National Forest
Maintaining an active lifestyle will be easy when you can take in North Carolina’s natural beauty!
Great Senior Living Options
Searching for senior housing in Harrisburg? Then you’ll find it with TerraBella Harrisburg. We have private apartments designed specifically for seniors, meaning that they’re accessible, safe, and comfortable.
Our community also has exclusive senior lifestyle programs that allow residents to be active and engaged in their golden years. Amenities and activities you can benefit from include:
- Chef-prepared meals in our dining room
- Exercise classes
- Wellness programs
- Parties
- Live musical performances
- Arts and crafts
- Games
- Guest lectures
Frequently Asked Questions
How Much Money Do You Need to Retire in North Carolina?
The amount of money you need to retire in North Carolina will depend on the location you settle in, as well as your lifestyle and healthcare needs. But in general, you should plan for around $4,500 to $5,500 per month to live comfortably.
Of course, if you live in a smaller town or rural area, it can be significantly cheaper. Still, it’s better to have more money than needed so you have a nice cushion in case anything happens.
Is It Cheaper to Retire in NC or SC?
What’s great is that both NC and SC are attractive retirement destinations.
Generally speaking, SC is a little cheaper, but NC offers more diverse geography, so it’s better for retirees who want variety and access to healthcare centers. Otherwise, if your main goal is to save as much money as possible, SC is probably the better choice.
Does North Carolina Get Hurricanes?
Yes, North Carolina does experience hurricanes, especially along the coastal and eastern areas. The hurricane season lasts from June through November. Inland areas will typically have less extreme weather.
However, the state’s preparedness and infrastructure generally make things pretty safe.
Come Retire in North Carolina
If you are looking for a fantastic state to spend your golden years in, then retire in North Carolina. Not only is there a relatively low cost of living here, but the weather is pleasant, too.
Plus, TerraBella Harrisburg is located here, meaning that you can get quality senior living while benefiting from the city’s access to good healthcare, outdoor recreation, and nearby large cities.
Get in touch with us now to hear more about senior living in Harrisburg, NC. TerraBella Harrisburg has an excellent multifunction game room on the premises so residents can gather, socialize, and get mental stimulation!






