To find affordable assisted living in Harrisburg, NC, you should check what’s included in the base price, compare room options and living options, visit multiple communities and ask about specials, and evaluate location and amenities based on your real needs. TerraBella Harrisburg is the optimal choice in town since there are extensive amenities and services included with our flat fee.
According to the AHCA/NCAL, there are approximately 32,231 assisted living communities in the US. This should give you reassurance knowing there are so many options, as this means there’s a good chance of finding a good fit.
But the reality is that many communities are outside of your budget, so that eliminates many choices. So how can you find affordable assisted living in Harrisburg, NC, while still getting the care you need and deserve?
How Do You Qualify for Assisted Living in NC?
To qualify for assisted living in North Carolina, you must be an older adult or an adult with disabilities who needs help with daily activities, such as:
- Bathing
- Dressing
- Medication reminders
However, you shouldn’t need 24-hour medical supervision, and you should be mostly mobile and independent.
To be accepted into an assisted living community, you’ll usually go through an evaluation or assessment that determines your care needs. Also, every community has its own admission criteria.
What Is the Average Monthly Cost of Assisted Living in NC?
According to World Population Review, the average cost of assisted living in NC is $48,120 per year, or $4,010 per month. The national average is $55,090 per year ($4,590.83 per month), so you’ll enjoy some savings in this state.
Do note that assisted living pricing can vary drastically within the state, depending on:
- The exact location
- Level of care
- Amenities offered
- Apartment chosen
In general, urban areas (such as Raleigh or Charlotte) tend to have higher rates.
How to Find Affordable Assisted Living in Harrisburg
The cost of care in Harrisburg, NC, is very good, as the state has an affordable cost of living. This is how you can find NC senior living options that fit your budget.
Check What’s Included in the Base Price
Naturally, you’ll ask for quotes when weighing your assisted living options. But don’t make your decision based on the dollar amount alone.
The fact is that each community’s base offerings will be different, so you’ll get more value for money in some communities. This means it’s important to ask what’s covered in the base monthly fee.
For example, the price might include accessible support services, as well as:
- Meals
- Housekeeping
- Medication reminders
But keep in mind that other communities may have an “a la carte” model, so the above services may not be included in the base price. This may make them seem cheaper at first glance.
Compare Room Options and Living Arrangements
Assisted living communities all have safely designed senior apartments, but they all have their own floor plans as well. Some offer private rooms while others have shared suites (or both). So when looking at your options, compare the room layouts to ensure that they meet your personal preferences and lifestyle.
While semi-private or companion-style living can significantly reduce monthly costs, you need to think about whether privacy or cost-savings matter more to you.
Visit Multiple Communities and Ask About Specials
You should always look at multiple communities; don’t settle after just viewing one or two. Not only can the communities drastically differ from one another, but the rates and incentives can too.
Often, there are move-in specials, waived fees, seasonal discounts, or even military veterans’ programs. So don’t be afraid to ask about what discounts are available, as well as upcoming rate adjustments.
Evaluate Location and Amenities Based on Real Needs
Where you retire can greatly influence not only the price you pay, but also how convenient it is for loved ones to visit. So keep this in mind when picking a community.
In addition, a huge list of amenities may be nice, but do you actually need all the extras? Your objective should be choosing an assisted living community with the right amenities that serve as protective factors, as that allows you to thrive.
Frequently Asked Questions
How Is Most Assisted Living Care Usually Paid For?
Most people pay for assisted living by using their personal savings, as well as retirement income and long-term care insurance if they have an active policy. Some are also lucky enough to have family contributions. Seniors should know that Medicare typically doesn’t cover assisted living costs, so you should use your private funds first.
You can also pay for assisted living care by selling your assets, such as your home. Or you can apply for aid through programs like the VA Aid and Attendance benefit if you’re a veteran.
The important thing is to plan ahead. Consulting with a financial advisor or elder care specialist can be a smart choice.
What Happens if an Elderly Person Has No One to Care for Them?
If an elderly person has no one to care for them, then there are several support systems and services that they can utilize. For example, there are local and state agencies like the Adult Protective Services (APS) that can assess their situation and connect them with the appropriate resources.
If seniors don’t have caregivers, they may also qualify for government-funded programs like Supplemental Security Income (SSI). In addition, a court may appoint a legal guardian or public guardian to make healthcare and financial decisions on their behalf.
Get Affordable Assisted Living at TerraBella Harrisburg
If you’re after budget-conscious care, then rest easy knowing that there’s affordable assisted living in Harrisburg, NC. TerraBella Harrisburg is in a great location, and we have assisted living and memory care programs.
Plus, all our amenities, activities, and events are included with your monthly fee. You’ll know exactly how much you’re paying and what you’re getting, which can give you peace of mind.
To get more information about assisted living in Harrisburg, NC, get in touch with us today. TerraBella Harrisburg takes a holistic approach to health and wellness with our Dimensions program, which goes beyond exercise. Our residents’ wellness needs are taken care of through physical, emotional, and social activities.
